Is Debt Management your ideal solution?
Get confidential, no-obligation advice about clearing your debts with one affordable monthly payment without further borrowing. Avoid any legal action or further charges.
Get no obligation advice in just 5 minutes!Debt Management
Using Credit Company & British Banking guidelines our Debt Management advisors carefully help calculate your living costs & using fixed monthly amounts from what's left, agree reduced payment plans with creditors, freeze interest & stop charges.
- Reduce Monthly Payments Reduce your monthly payments considerably, only paying what you can afford.
- Freeze or Reduce Interest We have an excellent relationship with your Credit Companies. Even if you have existing arrears with them we can request all interest charges are reduced or stopped, reduce your payments and get you more time to repay the debt in full.
- Reduce Stress We handle all contact, acting as mediators with your creditors via the telephone, post and emails. You will not need to deal with any of your Credit Companies at all. That pressure will become ours.
- Help You Regain Control of Your Finances You only pay what you can afford. All of your living costs are taken in to account before any payment plan is agreed.
- Get no obligation advice in just 5 minutes Call us on 0800 2300 025. All calls are completely free and confidential with no obligation to commit to anything right away. Best of all, it only takes 5 minutes!
Find your debt solution NOW!
FAQs
If you have a question that isn't answered below then feel free to give us a call on 0800 2300 025. Alternatively you can contact us by email or post.
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Will I definitely be accepted for reduced payments?
More often than not you will be accepted although there is no 100% guarantee.
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Will there be any hassle from my creditors if I enter a Debt Management Plan?
Your creditors may still contact you at first but we are more than happy to take over any correspondence with them, so any hassle there is we will deal with it.
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Will my credit rating be affected by Debt Management?
Regular and frequent repayments are always better than irregular and missed monthly payments which cause arrears. Credit ratings are almost always already impaired at the outset of our service. This will continue until you are completely debt free.
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Do I need to be employed full time to take out a Debt Management scheme?
Simply put, no you don't. You just need to make sure you have some money available each month after you have covered your living costs to keep up with your repayments.
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Do I have to be a homeowner?
No you don't, you can be a tenant or even living with parents.
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If I take out the Debt Management Plan will my details be kept confidential?
Yes, we are bound by the Data Protection Act 1998 and the Consumer Credit Act 1974.
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What happens if I have a change in situation or circumstances?
A Debt Management Plan is an informal arrangement between you and your creditor, therefore if your circumstances change we will make sure an alternative solution that best suits you will be put in place.
Free Advice
If you are simply looking for advice we are happy to help. Just fill out the form below and we will call you back to discuss your options.
Whilst all of our advice is free with no obligations, we can spend as much or as little time as you wish discussing the most appropriate solution to suit your needs. If at the end you decide to positively resolve your problem by allowing us to provide you one of our first class services, there will be a small cost in doing so. Please refer to our terms & conditions.
This however is often offset by your reduced payments to your credit companys.